Port Washington Teachers Federal Credit Union
SERVING ALL PAST AND PRESENT PORT WASHINGTON SCHOOL DISTRICT EMPLOYEES AND THEIR FAMILIES
FOR OVER 60 YEARS

Our Services and Rates


RATES AS LOW AS 3% ON LOANS

IN CELEBRATION OF PORT WASHINGTON TEACHERS FEDERAL CREDIT UNION'S 65TH ANNIVERSARY.

LOAN SPECIAL
3%  UNSECURED 1 YEAR LOAN -- MAXIMUM $10,000.00

VEHICLE LOANS
NEW AND USED CAR, BOAT, MOBILE HOME, RV, MOTORCYCLE, JET SKI, ETC.
NO LIMIT ON THE  AMOUNT OF  LOAN


HOME EQUITY LOANS UP TO $250,000.00
INCLUDES HOUSES, CONDOS AND CO-OPS. MUST BE PRIMARY RESIDENCE IN NEW YORK STATE

SEE BELOW FOR OTHER GREAT LOAN RATES



PLEASE CALL US AT 516-883-1227   FAX 516-883-3088       WWW.PWTFCU.ORG

                                              or inter-school at ext: 5378 for any information

We are always pleased to assist you.

THANK YOU PWTFCU 

Share/Savings Accounts
 
IRA Accounts

IRA Accounts .25% Div. Rate .25% APY *
    *compounded quarterly/dividend not guaranteed
 
Share Accounts

Shares, Vacation, Holiday .05 Div. Rate .05 APY *
    *compounded quarterly/dividend not guaranteed
 
Share Certificate Accounts

6 Months 0.25Div. Rate 0.25 APY *
1 Year 0.25 Div. Rate 0.25. APY *
LOAN ACCOUNTS

Education Loans
                                                                 3% APR                             1 to 3 YEARS
                                                                                           4% APR                              4 to 5 YEARS
                                                                                           5% APR                              6 to 8 YEARS
                                                                                           6% APR                              9 to 10 YEARS

UNSECURED LOANS

1 YEAR                                                                                 3%  APR                                                        

2 to 3 YEARS                                                                        6%  APR
4 YEARS                                                                              10%  APR
5 YEARS                                                                               13% APR

SHARES SECURED LOANS

1TO 3 YEARS                                                                          1% APR
3 TO 7 YEARS                                                                         2% APR
UP TO 12 YEARS                                                                     5% APR

VEHICLE LOANS-NEW AND USED

1 TO 5 YEARS                                                                          2% APR
6 TO 7 YEARS                                                                          3.50% APR

HOME EQUITY LOANS

10 YEAR FIXED RATE                                                               5.25%
15 YEAR VARIABLE RATE                                                       4.75%





   
 
FEES

Life-Time Membership                  $10.00
Return Check                               $25.00
Dormant Property                         $25.00
Stop Payment                              $35.00

 
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